Skip To Content

171 Swift Street

Oswego, NY 13126
  • $384,900
  • STATUS: Active
  • ON SITE: 16 Days
  • MLS #: S1710474
UPDATED: 25 min ago
$384,900
  • 5
    BEDS
  • 0.53
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,300
    SQFT
  • $167
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1967
County:

School Ratings & Info

School District:

Description

Live in the main house and let the studio help cover the mortgage, rent out both and collect from two units, or keep the whole thing to yourself. Less than a football field from SUNY Oswego, this fully updated ranch with a separate studio apartment gives the next owner all three options. The main house offers four bedrooms and two full baths, with an updated kitchen, updated baths, newer mechanicals, and a newer roof, so there's nothing to do before moving in or leasing it out. The studio has its own private entrance, its own bath, and the same fully updated finishes, making it a natural fit for a tenant, a guest, or anyone who could use their own space. Both units are vacant, so the next owner sets the terms from day one. Add 2,300 square feet, a half-acre lot, and solid off-street parking, and you've got five bedrooms, three baths, and a combination of flexibility and location that's hard to find this close to campus. Rents have consistently been between $3,600-$3,800 per month. This is a modified, "near" net zero home with 2 highly insulated additions composed of spray formed walls, ceilings and pre-cast Superior Walls added in 2016 along with a warrantied 40 year Firestone EPDM rubber roof. The main house has central heat and A/C. The studio addition has a designated minisplit heat and A/C with back-up baseboard electric heat if ever needed. The rear addition has a poured concrete floor with radiant heating lines within it. In addition to the extremely low utility bill, there are no city taxes, only school and county - if you were two blocks away you'd have to pay all three! There are 2 separate kitchens and 2 separate laundry centers on this property. All appliances shown are included. Plenty of rear yard space to be developed if desired with room for more lawn or detached shed. Tax record does not include the square footage from the studio apartment or added 2 bedrooms and bathroom on the rear of the main house. Additional square footage estimated by the seller.

Monthly Payment Calculator

©2026 CNYIS, GENRIS, WNYREIS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor BridgeView Real Estate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS’s. Real estate listings held by firms other than BridgeView Real Estate are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name. Data last updated: 2026-10-05T14:14:32.4.
www.bridgeviewny.com/homes/181331654
Print Image

171 Swift Street Oswego, NY 13126

  • Price: $384,900
  • Status: Active
  • On Site: 16 Days
  • Updated: 25 min ago
  • MLS #: S1710474
5
Beds
3
Baths
0
½ Baths
0.53
Acres
2,300
SQFT
$167
$/SQFT
1967
Built
Neighborhood:
Oswego-Town-354200
County:
Oswego
Area:
Oswego-Town-354200
School District:
Oswego
Property Description
Live in the main house and let the studio help cover the mortgage, rent out both and collect from two units, or keep the whole thing to yourself. Less than a football field from SUNY Oswego, this fully updated ranch with a separate studio apartment gives the next owner all three options. The main house offers four bedrooms and two full baths, with an updated kitchen, updated baths, newer mechanicals, and a newer roof, so there's nothing to do before moving in or leasing it out. The studio has its own private entrance, its own bath, and the same fully updated finishes, making it a natural fit for a tenant, a guest, or anyone who could use their own space. Both units are vacant, so the next owner sets the terms from day one. Add 2,300 square feet, a half-acre lot, and solid off-street parking, and you've got five bedrooms, three baths, and a combination of flexibility and location that's hard to find this close to campus. Rents have consistently been between $3,600-$3,800 per month. This is a modified, "near" net zero home with 2 highly insulated additions composed of spray formed walls, ceilings and pre-cast Superior Walls added in 2016 along with a warrantied 40 year Firestone EPDM rubber roof. The main house has central heat and A/C. The studio addition has a designated minisplit heat and A/C with back-up baseboard electric heat if ever needed. The rear addition has a poured concrete floor with radiant heating lines within it. In addition to the extremely low utility bill, there are no city taxes, only school and county - if you were two blocks away you'd have to pay all three! There are 2 separate kitchens and 2 separate laundry centers on this property. All appliances shown are included. Plenty of rear yard space to be developed if desired with room for more lawn or detached shed. Tax record does not include the square footage from the studio apartment or added 2 bedrooms and bathroom on the rear of the main house. Additional square footage estimated by the seller.
Exterior Features

Architectural Style Ranch Construction Materials Brick Fiber Cement Frame Vinyl Siding Exterior Features Blacktop Driveway Garage YN No Lot Features Rectangular Rectangular Lot Residential Lot Parking Features No Garage Road Frontage Type City Street Waterfront YN No

Interior Features

Appliances Dishwasher Gas Cooktop Gas Oven Gas Range Gas Water Heater Refrigerator Basement Full Basement YN Yes Cooling Central Air Cooling YN Yes Fireplace YN No Fireplaces Total 0 Flooring Carpet Laminate Varies Foundation Details Block Heating Gas Forced Air Heating YN Yes Interior Features Breakfast Bar Dining Area Separate / Formal Living Room Levels One Living Area 2300 Main Level Bedrooms 5

Property Features

Electric Circuit Breakers Listing Terms Cash Conventional FHA VA Loan Possession Close Of Escrow Property Condition Resale Property Sub Type Single Family Residence Sewer Connected Special Listing Conditions Standard Tax Annual Amount 4183 Utilities Cable Available Sewer Connected Water Connected Water Source Connected Public Year Built Details Existing

Greater Rochester Association of Realtors logo Listing information © 2026 CNYIS, GENRIS, WNYREIS. Listing provided by Greg Wakeman of Hunt Real Estate Era : .
©2026 CNYIS, GENRIS, WNYREIS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor BridgeView Real Estate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS’s. Real estate listings held by firms other than BridgeView Real Estate are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name. Data last updated: 2026-10-05T14:14:32.4.
 
https://bt-photos.global.ssl.fastly.net/rochester/orig_boomver_1_S1710474-2.jpg https://bt-photos.global.ssl.fastly.net/rochester/orig_boomver_1_S1710474-2.jpg https://bt-photos.global.ssl.fastly.net/rochester/orig_boomver_1_S1710474-2.jpg
Logo
BridgeView Real Estate
128 Ten Eyck St #2
Watertown NY, 13601